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It depends. Did you have meagrtos lates or did you just have to sell? If you had mortgage lates, then your credit is trashed. If you didn't, then you credit probably wan't hit too bad (75 points-ish). Under new Fannie guidelines, a person who had a short sale and no mortgage lates can immediately apply for a new loan and receive the same interest rate as if the short sale didn't happen. Otherwise, if your credit is crap, the standard waiting period was 2 years before being able to buy again. But new guidelines are pushing it down to 18 months. But don't worry homes won't be going up anytime soon and you should have plenty to choose from in 8 months or 2 years.
I find the talk about Bad credit cpmtuoer funding programs | milkycoke.com all a bit meaningless. Political leaders and central banks round the world have done everything they can to preserve failed banks, and lending that was imprudent from the start. We will not have a real sustainable recovery without an end to deficit spending and lots of financial institutions going bust. I find discussion about asset finance and loans a bit meaningless. I also think the property costs have to reduce a lot even now. I mean why would you want to own a home in the US or France? Isn't it much more cost effective to rent? Regards, Johanne Colonnese
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